Skin Deep with the Beauty Banker

Deep dive into the world of skincare with expert tips from one of the best beauty aficionados in the banking business, Sandy Fernando

By Sandy Fernando

Skincare is more than skin deep. Skincare is soul deep. It is a journey with yourself, it’s a work in process. There’s beauty in this process as you learn, and it’s not just about the results. That’s why I think, skincare is such a personal journey. For me it’s consciously taking time to care for your skin and in return you give love to yourself. Here are some of my favourite products and why. 

Double cleansing has been an inaugural part of skincare routine and I like ORCHIDBLOOM - Lumière Cleansing Melt & Make-Up Remover as the 1st cleanse. I love a good BALM to OIL cleanser to melt the daily makeup and lift dirt & grime at the end of the day. As a 2nd cleanser, I like to use LITCHI & TITCH - Clarifying & Calming Oil Face Cleanser to really get deeper into pores and remove excess sebum on the surface of the skin. It’s perfect for my oily-combination skin, it works as a good old fashion cleanser, it also works hard to balance my combination skin while preventing over-drying too.

However, if you are in a hurry, NURIA - Hydrate Nourishing Make-Up Removal Wipes, just a great option to remove the makeup or refresh your skin during the middle of the day. Face mists are super convenient and every skincare addict should have one in my opinion. If you are a rose water mist fan like me, NURIA - Calm Facial Mist would do wonders. It restores balance and calms the redness and is packed full of antioxidants. Perfect travel-buddy. 

LUMI GLO - The Eye Plumper Eye Mask is another gem, they’re quick, easy, stay put, refresh, and hydrate—and who doesn’t want that? As someone who lives for masking, I’m a huge fan. Late nights are a regular occurrence for me, and there’s nothing I love more than a beauty hack to wake me up. 


Mesh & Bōne - Vitamin C Multipurpose Skin Booster – As I said, skincare is more than skin deep and it’s what and how you look after yourself within to improve skin health on the inside and the outside. A powerful age-defying skin treatment to improve the skin. It stimulates collagen production, balances oily skin and decongest pores. What a dream. 

If you are a basic lazy skincare girl or a superior Korean 9-step fan girl, there’s 2 products that you MUST splurge. That is a good face moisturiser and an eye cream. That’s when the big boys combo comes into play - ALBIVA - ECM Advanced Repair Nourish & Heal Moisturiser and ALBIVA - ECM Advanced Repair Eye Lift. 


You may think the sole purpose of a moisturiser is to, well, moisturise. And while that is one of the main benefits, it's also meant to heal & repair the skin. ALBIVA - ECM Advanced Repair Nourish & Heal Moisturiser erases dry patches like a dream. It also leaves your skin looking silky smooth, reduces the depth of wrinkles and improves overall skin tone and texture, and stimulates cell regeneration and to support the skin’s self-healing properties at a cellular level.

ALBIVA - ECM Advanced Repair Eye Lift is lightweight, unscented with peptides, multiple antioxidants and Natural skin moisturisers that help minimise the appearance of expression lines and wrinkles, while providing intense hydration. Plus it's loaded with Spilanthes Acmella (a natural alternative to Botox). 

There’s nothing in this world I love more than a luxury powerhouse with high concentrated facial oil and AFRAKARI - Renewal Facial Oil is my favourite. It's a one-shop-stop during winter months. Also, I like to pair my PHILOSOPHIA BOTANICA Aphrodite Gua Sha with a few drops- of facial oil to massage, as it helps drain stubborn lymph fluid away from the centre of my face. It is such a lovely touch to the skincare routine, more like meditation and in my opinion, a few minutes of calm is priceless.